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Christmas Loan in July: Available Now!

We realize that the holidays are not the only time people need an extra boost. We are hoping that our Christmas in July loan will give you the opportunity to make this a memorable summer. You get a $1,000 loan, regardless of your credit score and qualifying is simple: you must be a TransWest member for at least 60 days, the only income verification is 2 pay stubs and no credit check is required. There will be 300 loans available from June 1 through July 31. 

The loan specifics are:

  • 11 monthly payments of $100.08
  • 18% interest
  • 28.27% APR*
  • $50 up-front loan fee (not added to the loan)

If you had a Christmas Loan last year and you made your payments on time, then you qualify for a $1,500 loan. All the qualifying requirments and terms are the same except your monthly payments will be $150.11. You may only have one Christmas loan at a time. This means that if you have a Christmas loan from last year you must pay it off with the proceeds of the new loan to qualify. 

*Annual Percentage Rate