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Mortgage Rates* - Effective 9.18.17

Home Loan Rates


TypeRateAPRMaximum
Umbrella Home Equity Loan4.250%Contact loan officer$200,000
5 Year Umbrella Fixed Rate4.500%Contact loan officer$150,000
7 Year Umbrella Fixed Rate4.500%Contact loan officer$150,000
10 Year Umbrella Fixed Rate4.750%Contact loan officer$150,000
15 Year Umbrella Fixed Rate4.750%Contact loan officer$150,000
Home Equity Line of Credit4.250%Contact loan officer$200,000

First Mortgage Loans


TermRateAPRMaximum
5 year Fixed Rate2.750%Contact loan officer$150,000
7 year Fixed Rate3.000%Contact loan officer$200,000
10 year Fixed Rate3.000%Contact loan officer$250,000
15 year Fixed Rate3.250%Contact loan officer$424,100
30 year Fixed Rate3.875%Contact loan officer$424,100
30 year / 5 year Fixed ARM3.500%Contact loan officer$424,100
30 year / 7 year Fixed ARM3.750%Contact loan officer$424,100

Second Mortgage Loans


TermRateAPRMaximum
5 year Fixed Rate5.250%Contact loan officer$150,000
7 year Fixed Rate5.250%Contact loan officer$150,000
10 year Fixed Rate5.375%Contact loan officer$150,000
15 year Fixed Rate5.875%Contact loan officer$150,000

First Lien HELOCS


TermRateAPRMaximum
5 Year4.750%Contact loan officer$150,000
7 Year4.750%Contact loan officer$150,000
10 Year5.000%Contact loan officer$150,000
15 Year5.000%Contact loan officer$150,000

Improved Real Estate


TermRateAPRMaximum
10 Year7.500%Contact loan officer$150,000
7 yr Fixed 30 yr ARM7.875%Contact loan officer$150,000

 

*Rates shown are Annual Percentage Rates (APR), may change without notice, and are rates of mortgages sold on the secondary market. These rates are the lowest available and are based on an excellent credit score, owner-occupied property, single-family residence, and a Loan-to-Value ratio less than or equal to 80%.

Home Equity Line's of Credit are a variable rate and have a 15-year draw with a 20-year term.

Your loan-to-value ratio or other restrictions may affect rate and loan approval.

TransWest Credit Union (NMLS #415974) and its mortgage representatives are registered with The Nationwide Mortgage Licensing System & Registry.

 

 

Mortgage Loan Officers


Officer NameTelephone NumberBranch NameNMLS #
Randy Call801-487-1692 Ext. 571Administration Office796715
Rose Kocinski801-487-1692 Ext. 201Sandy Branch796718
Barry Larsen801-487-1692 Ext. 371Taylorsville, Magna Branch796717
Karen Mannion801-487-1692 Ext. 271Sandy Branch250261
Ed Samuels801-487-1692 Ext. 601Salt Lake Branch307627

Long Distance? Call (800) 748-4488 with the same extensions.

They would be glad to discuss the current rates and the many options available to you.