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Mortgage Comparison

Our mission states that we "ensure the prosperity of our members."

 

In our annual review of accounts, we have determined that with our competitive rates and mortgage lending history, our goal should be to ensure that 100% of our members have the most advantageous loan available.

We're so positive of having the best deal in town, that we're putting our money where our mouth is. When you shop your mortgage loan with us, if we can't beat the rate, terms, and costs of our competitors, we'll pay you $100 just for giving us the chance to compare!*

How does your loan compare?

 

Rate

Origination Fee

Underwriting Fee

Processing Fee

Appraisal Fee

Credit Report

TransWest Credit Union

3.50*

$1,000

$595

$350

$400

$25

Really Big Local Credit Union

3.50

$2,000

N/A

$500

$400

N/A

Popular Regional Bank

3.625

$2,000

$675

$450

$400

$22

Well Known National Bank

3.625

$2,000

$650

$450

$400

$23

This comparison is based on a 9-10-2012 phone survey for a conventional 30-year, fixed rate, $200,000 purchase mortgage, 80% loan to value, and a credit score of 720.

*Must provide evidence of a closed loan with terms, rates, and fees lower than offered by TransWest.

**APR 3.552. Other vendors' APRs were not available.